Banrisul - Investor Relations Mobile
Corporate Profile

Founded in 1928, Banco do Estado do Rio Grande do Sul S.A. ("Banrisul" or the "Bank"), multiple-service bank controlled by the state of Rio Grande do Sul, is among the largest financial institutions in Brazil by branches and total deposits, according to Central Bank data, and is a leader in the regional market.

Position Dec/11 Dec/12 Dec/13 Dec/14 Dec/15 Dec/16
Total Assets 11th 11th 11th 11th 11th 10th
Shareholders‘ Equity 11th 11th 11th 11th 11th 10th
Total Deposits 8th 7th 7th 7th 8th 7th
Number of Branches 7th 7th 7th 7th 7th 6th

Fonte: Ranking of Top 50 Banks Central Bank of Brazil.

As of December 2016, Banrisul’s Service Network reached 1,237 points distributed in 536 branches (491 in Rio Grande do Sul, 30 in Santa Catarina, 13 in other Brazilian states and two overseas), 200 service stations and 501 electronic service stations.

Banrisul offers a wide range of financial products and services such as: (i) personal loans (consumer loans extended directly to individuals and payroll-deduction loans); (ii) real estate loans; (iii) long-term financing, using the Bank’s funds and funding from other government institutions; (iv) lines of credit for the agricultural and cattle-raising sectors; (v) general business lines of credit; (vi) savings deposits, demand deposits and time deposits; and (vii) asset management for third-party funds.

Among the main areas which Banrisul operates in, credit operations stand out, with emphasis on commercial credit to Individuals and Corporations, as shown below.

Credit Operations Dec 16 Sep 16 Jun 16 Mar 16 Dec 15 Dec16/Dec15 Dec16/Sep16
Foreign Exchange 780.8 792.6 848.0 862.5 910.3 -14.2% -1.5%
Non-Earmarked 20,295.0 20,028.1 19,554.8 21,034.7 21,346.1 -4.9% 1.3%
Individuals 12,688.1 11,936.5 11,216.6 12,208.6 11,878.9 6.8% 6.3%
Payroll 8,568.3 8,194.7 8,208.2 8,254.7 8,309.8 3.1% 4.6%
Other 4,119.8 3,741.8 3,008.4 3,953.8 3,569.0 15.4% 10.1%
Companies 7,606.9 8,091.6 8,338.3 8,826.2 9,467.2 -19.6% -6.0%
Working Capital 5,330.1 5,788.3 6,101.9 6,396.6 6,970.4 -23.5% -7.9%
Other 2,276.8 2,303.3 2,236.4 2,429.6 2,496.8 -8.8% -1.2%
Long-term Financing 1,652.3 1,766.8 1,941.4 2,164.7 2,338.4 -29.3% -6.5%
Real Estate Financing 3,873.1 3,880.3 3,860.3 3,836.4 3,829.1 1.1% -0.2%
Agricultural Financing 2,564.5 2,446.7 2,421.4 2,696.7 2,724.8 -5.9% 4.8%
Other 1,171.7 1,232.1 1,173.9 778.5 864.6 35.5% -4.9%
Total 30,337.4 30,146.7 29,799.9 31,373.5 32,013.3 -5.2% 0.6%

(1) Includes securitization credits.
(2) Includes leasing, acquired portfolio and public sector.


Contact IR

Phone: +55 51 3215-3232
E-mail: ri@banrisul.com.br

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